Problem
Digital fraud drains billions from African users and institutions each year. Most tools only flag suspicious activity — very few help victims recover funds or produce admissible evidence for action.
- Rising fraud across payments, mobile money, wallets, and crypto
- Fragmented reporting; manual, slow recovery processes
- Low trust limits digital participation & financial inclusion
Solution
FundGuard provides real-time fraud alerts, fund-flow tracking (bank → wallet → exchange), and a guided recovery workflow that produces a time-stamped Evidence Report for compliance and legal escalation.
- Live alerts, KPIs, global ticker, recovery trend (MVP demo)
- Case management & evidence vault with RLS security
- Downloadable reports (PDF/DOC) for regulators & courts
Product Snapshot
Fraud Detection
Simulated live stream, anomaly flags, and recovery status: ALERT / SUSPECT / RECOVERED.
Fund Tracking
Trace flows across banks, wallets, and exchanges with geo + timestamps.
Recovery & Reports
Freeze + KYC requests; auto-generated evidence reports for compliance.
🇳🇬 Why Nigeria First?
Nigeria is Africa’s largest economy with the continent’s most active fintech rails — the right launchpad for FundGuard’s scale.
- Fintech Hub: 200M+ mobile connections; strong digital payments growth.
- Fraud Spike: Incidents up sharply; recovery tooling is missing.
- Compliance: CBN, NDPR/GDPR, AML/EFCC-aligned posture.
- Expansion Footprint: Nigeria, Kenya, South Africa, Ghana, Uganda, Tanzania.
- Global Roadmap: MENA → APAC → Europe → Americas.
- Launchpad for Pan-Africa Scale
Use of Funds — $200K (₦200M) Seed Round
Regulatory Moat: CBN Licensing (50%)
₦100M / $100K allocated to securing a CBN license — the foundation for bank partnerships, regulatory trust, and long-term defensibility.
Raise Terms (SAFE)
- Amount: $200K / ₦200M
- Instrument: SAFE
- Valuation Cap: $2M
- Discount: 20%
Traction (MVP)
- MVP live: alerts, KPIs, ticker, recovery trend, evidence report
- Early conversations: banks/fintechs, insurers, compliance partners
- Early access signups growing
Roadmap
- Phase 1: Nigeria pilots with bank/fintech partners
- Phase 2: Pan-Africa expansion (6+ markets)
- Phase 3: Global integrations (MENA → APAC → EU/US)
Founder
Victor Kolawole Omojuwa — Founder & CEO. Public health professional, peace advocate, and tech entrepreneur leading the mission to protect Africa’s digital economy from fraud.
Advisory network across regulation, banking, compliance, and security.
Compliance Posture
- NDPR/GDPR-ready privacy & data handling
- CBN/AML/EFCC alignment for reporting & cooperation
- Row Level Security (RLS) and least-privilege access